Many millennials fear running out of money, as do many Gen Xers and baby boomers. Taking a proactive approach with finances is the best way to fight the fear of running out of money.

“When it comes to love and money, I want to set the record straight: debt itself isn’t automatically a red flag,”

"Overprotecting is less of a concern for 30-somethings. But it still shows up in the form of sitting on too much cash, investing too conservatively, or carrying more insurance than necessary. Often this happens because they cross paths with an insurance salesperson eager to capitalize on their high-earning status, which is unfortunate, but true,"

Many Gen Zers and millennials are taking career breaks despite having relatively short careers. On social media, influencers have coined these breaks "micro-retirements" or "mini-retirements." Rather than waiting until you’re retired to take an extended period of time off, micro-retirements involve taking multiple breaks that last many months throughout your career.

Weight loss drugs, DoorDash are entering BNPL space. Is 'bite now, pay later' a good idea? “Ideally, you want to be financing things that one, you need, and two, help your overall net worth or income potential go up over time.”

“Your chicken tikka masala? Yeah, no. It’s not really going to help you in that way.” 

Welcome to middle age, millennials. This stage of life might look different from how it looked for your parents, or even your older siblings. That’s ok. You’re America’s largest living generation now—you make the rules.

Some might benefit from using the match to pay off student loans: “For high-interest student loans [above 7%], using your match for repayment can make sense," wrote Priya Malani, founder of Stash Wealth.

“Investing is a way to grow your wealth over time, not overnight. If you don't have the time to ride out the ups and downs of the market, you should not be invested at all,” says Priya Malani, founder of Stash Wealth.

There’s a chance you're missing out on hundreds or thousands of dollars worth of investment gains by leaving your IRA uninvested.