The F. Word
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Why Taking Investment Advice From Your Parents is Dangerous
Your parents mean well—but their money advice may be stuck in the past. Learn why old-school investing rules don’t fit your modern goals.
The First Thing To Do With An Inheritance
Inherited money can change your life—or disappear fast. Hit pause, avoid pressure moves, and consult a fee-only fiduciary. Build your safety net, wipe high-interest debt, and map funds to long-term goals before you treat yourself. This simple framework helps you protect the windfall, grow it wisely, and honor the legacy behind it.
Beyond the Buzzwords: The Reality of Socially Responsible Investing
Socially responsible investing (SRI) promises purpose and profit—but the reality is murkier. Between greenwashing, inconsistent standards, and higher fees, it’s easy to get misled by the marketing.
At Stash Wealth, we cut through the ESG noise to show you how to make real impact—by investing intentionally and giving directly to the causes you care about.
Why Obsessing Over Market Performance is a Waste of Time
If you’re constantly checking your portfolio or stressing over headlines like “Market Plunges,” it’s time to chill.
Obsessing over market performance doesn’t make you a smarter investor - it just drains your energy. This guide breaks down why reacting to every dip hurts your wealth and what actually builds it: patience, purpose, and a solid long-term plan.
What Most Financial Advisors Don't Want You To Know
Ever feel like money is a language everyone else learned but you missed the memo?
Here’s the truth: most financial advisors are still giving outdated advice built for a pre-internet world. This guide lifts the curtain on what they don’t tell you - why “beating the market” is a myth, how most advisors aren’t fiduciaries, and what to do instead. Learn how to take control of your money and build wealth with clarity, not confusion.
The Smarter Way to Invest in Your 30s
Think investing means chasing trends or “beating the market”? Think again.
Goals-Based Investing is the smarter, stress-free way to build wealth in your 30s by aligning your money with your life goals. Whether it’s buying a home, taking a sabbatical, or retiring early, this approach helps you invest with purpose - not pressure.
5 Smart Investments To Make In Your 30s
Still think wealth-building has to wait until you “have more money”? Think again. Your 30s are prime time to start. Here are 5 smart, low-stress ways to invest, grow your net worth, and finally make your money work as hard as you do.
High Income, Low Net Worth–Why You're Not as Rich as You Think
Earning six figures but still feel broke? You’re not alone. Lifestyle creep, debt, and a lack of planning keep high earners stuck. Learn how to build real wealth without killing your lifestyle.
5 Financial Habits To Master In Your 30s
You’ve nailed the six-figure salary - but real wealth isn’t about what you earn, it’s about what you keep and grow. Master these 5 financial habits to finally feel in control of your money and your future.
How Much Should You Really Spend on Rent?
Still clinging to the 30% rent rule? Time to let it go. For high earners in expensive cities, that “rule” is more myth than math. This guide breaks down how to choose rent that fits your lifestyle and your financial goals—without the guilt. Learn how to balance what you love (your dream apartment, city life, convenience) with what matters (saving, investing, freedom). Because your money should work for your life, not the other way around.
The 3 People Who Benefit Most From an Adjustable Rate Mortgage
Think fixed-rate mortgages are the only “safe” choice? Not so fast. For high-earning, city-dwelling, or short-term homeowners, adjustable-rate mortgages (ARMs) can actually be a powerful tool. This guide breaks down what an ARM is, who benefits most, and when taking a lower initial rate could make more sense than locking in for 30 years. Whether you’re planning to sell soon, your income fluctuates, or you want flexibility in an expensive market, this article explains how to make ARMs work for you—without getting burned.
5 Reasons Renting is Not Throwing Money Away
Homeownership isn’t the holy grail it used to be—and for high-earning 30-somethings, renting might actually be the power move. This guide flips the script on traditional financial advice and breaks down why renting can mean more flexibility, more freedom, and more financial growth. From staying liquid for investments to skipping hidden homeownership costs, renting lets you live well now while still building wealth for later. Forget the guilt—renting isn’t wasting money; it’s redefining success on your terms.
Why You Shouldn't Buy a Home, From Someone Who's Bought Four
We’ve all heard the story: buy a home, build wealth, live the dream. But what if that dream comes with more debt and stress than stability? In this no-BS breakdown, we share the story of someone who’s owned four homes—and why he says it’s not worth it. From endless repairs to hidden costs and the myth of home equity, this article reveals why buying isn’t always the smartest financial move. Learn what most people get wrong about homeownership, the real opportunity costs, and why flexibility (aka renting) might be the ultimate power move.
The 4 Ways to Pay for Home Renovations
Ready to give your home the glow-up it deserves—but not sure how to pay for it? Whether it’s a kitchen remodel, a bathroom upgrade, or a full-on renovation, this guide breaks down 4 smart ways to make it happen. From saving strategically to tapping home equity or leveraging low-interest options, learn how to fund your dream project without wrecking your budget. Because the only thing worse than outdated tile is financial regret.
Is 10% Down Your Homebuying Edge?
Still waiting to save 20% for a down payment? That old-school rule might be holding you back. For high earners, 10% down could be your shortcut to homeownership and financial freedom. This guide breaks down the myth of the 20% rule, why liquidity matters, and how PMI isn’t the villain it’s made out to be. Learn how a 10% down strategy can help you buy smarter, keep your investments growing, and start building equity sooner—without draining your cash flow or delaying your wealth goals.
What To Do If You Haven’t Avoided Credit Card Debt
Credit card debt can feel like quicksand—but it’s not the end of your financial story. This guide shows you how to break free, rebuild momentum, and start growing your wealth again. Learn why paying off credit card debt should come before investing, how to use the snowball or avalanche method effectively, and how to stop high-interest rates from stealing your progress. Whether your debt is “manageable” or feels overwhelming, you’ll walk away with a plan to crush it—and the confidence to never go back.
3 Steps to Quickly Ditching Your Student Debt
Making six figures but still drowning in student loans? You’re not alone. The average high earner carries over $80K in student debt—but it doesn’t have to define your financial future. This guide breaks down a 3-step plan to finally crush your loans, build momentum, and reclaim control of your money. You’ll learn how to master your cash flow, use the Avalanche Method to pay off debt efficiently, and boost your income streams to accelerate progress. No austerity, no shame—just a smarter way to build financial freedom.
Should I Invest or Pay Off Debt First?
You’re in your 30s—it’s time to stop flirting with Lifestyle Creep and start building wealth. But should you invest or pay off debt first? The truth: both matter, but strategy matters more. In this guide, we break down how to crush bad debt, balance good debt, and start investing without missing out on life. Learn how to prioritize debt repayment, maximize retirement contributions, and create a long-term plan that fits your lifestyle. Ready to make smarter money moves? Start here.
Saver Married to a Spender—Can It Work?
Money and marriage don’t always mix—but they can when you find balance. Whether you’re a saver, a spender, or somewhere in between, learning how to manage couples and money together is key to building a strong relationship. With honest communication, shared goals, and the right financial planning for couples, you can turn stress into stability and tension into teamwork.
This guide explores how to understand your financial personalities, align priorities, and create a couples financial plan that works for both partners. You’ll also learn when to call in a financial advisor for couples or even seek financial marriage counseling to keep things on track.
Money doesn’t have to divide you—it can unite you. Discover how thoughtful financial advice for couples can help you build wealth, reduce stress, and enjoy more freedom together.
