Still clinging to the 30% rent rule? Time to let it go. For high earners in expensive cities, that “rule” is more myth than math. This guide breaks down how to choose rent that fits your lifestyle and your financial goals—without the guilt. Learn how to balance what you love (your dream apartment, city life, convenience) with what matters (saving, investing, freedom). Because your money should work for your life, not the other way around.

Think fixed-rate mortgages are the only “safe” choice? Not so fast. For high-earning, city-dwelling, or short-term homeowners, adjustable-rate mortgages (ARMs) can actually be a powerful tool. This guide breaks down what an ARM is, who benefits most, and when taking a lower initial rate could make more sense than locking in for 30 years. Whether you’re planning to sell soon, your income fluctuates, or you want flexibility in an expensive market, this article explains how to make ARMs work for you—without getting burned.

Homeownership isn’t the holy grail it used to be—and for high-earning 30-somethings, renting might actually be the power move. This guide flips the script on traditional financial advice and breaks down why renting can mean more flexibility, more freedom, and more financial growth. From staying liquid for investments to skipping hidden homeownership costs, renting lets you live well now while still building wealth for later. Forget the guilt—renting isn’t wasting money; it’s redefining success on your terms.

We’ve all heard the story: buy a home, build wealth, live the dream. But what if that dream comes with more debt and stress than stability? In this no-BS breakdown, we share the story of someone who’s owned four homes—and why he says it’s not worth it. From endless repairs to hidden costs and the myth of home equity, this article reveals why buying isn’t always the smartest financial move. Learn what most people get wrong about homeownership, the real opportunity costs, and why flexibility (aka renting) might be the ultimate power move.

Ready to give your home the glow-up it deserves—but not sure how to pay for it? Whether it’s a kitchen remodel, a bathroom upgrade, or a full-on renovation, this guide breaks down 4 smart ways to make it happen. From saving strategically to tapping home equity or leveraging low-interest options, learn how to fund your dream project without wrecking your budget. Because the only thing worse than outdated tile is financial regret.

Still waiting to save 20% for a down payment? That old-school rule might be holding you back. For high earners, 10% down could be your shortcut to homeownership and financial freedom. This guide breaks down the myth of the 20% rule, why liquidity matters, and how PMI isn’t the villain it’s made out to be. Learn how a 10% down strategy can help you buy smarter, keep your investments growing, and start building equity sooner—without draining your cash flow or delaying your wealth goals.

They told you your home would be your greatest investment—wrong. For high earners, homeownership is often more money pit than money maker. Between interest, taxes, maintenance, and repairs, the “profit” from appreciation rarely holds up. This article breaks down the real math behind homeownership, the hidden costs no one talks about, and smarter ways to build wealth that don’t involve leaky roofs or property taxes. At Stash Wealth, we believe your money should work as hard as you do—and that means seeing your home for what it really is: a lifestyle choice, not an investment strategy.