The F. Word
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5 Things Most People Get Wrong About Emergency Funds
If you’re a high-earning 30-something, chances are you’ve been told to save 6–12 months of expenses in cash. That’s outdated advice. In reality, your emergency fund should be smaller, sharper, and smarter. Learn the Stash Wealth approach to building a fund that protects your life without stalling your goals.
Why You’re Not Quite Ready for The Stash Plan (Yet)
You’re smart, driven, and doing the right things—but not quite ready for The Stash Plan. Here’s why hitting six figures changes everything, what to focus on now, and how to know exactly when you’re ready to level up your money strategy for real.
3 Reasons Your First Stash Plan Shouldn’t Happen in Your 40s
We love our 40-something clients—but if you’re just starting The Stash Plan® in your 40s, you’ve waited too long. This isn’t about judgment—it’s about math. The Stash Plan works best when you’re building, not rebuilding. Here’s why your 30s are the decade that defines your financial freedom—and what to do if you missed it.
Why 99% of People Fail to Reach their Financial Goals and How to Get It Right
Most people fail to reach their financial goals because they skip the plan. Stash Wealth flips the model—putting planning first, investing second—so you can finally make progress with purpose.
What is Stash Wealth’s investment philosophy?
Stop gambling with your future. Stash Wealth’s investment philosophy centers on goals-based investing—so your money grows with purpose, not panic. Learn how our strategy brings clarity and confidence to your financial life.
Beyond Fiduciary Duty – Here’s What Really Matters
Fiduciary duty is the baseline—not the brag. At Stash Wealth, we go beyond the basics with clear communication, real partnership, and advice tailored to your goals. Because you deserve more than the minimum standard—you deserve better.
Is Quitting Your Job Cheaper Than Childcare?
NYC childcare can cost more than a college degree. Before you hand in your resignation letter and swap meetings for nap schedules, here’s the real math on whether quitting your job is actually cheaper than childcare—and what that means for your financial future.
The 4 Commonly Overlooked Costs of Raising a Kid
Raising kids isn’t just diapers and daycare. From sports to braces, discover the overlooked costs of parenthood—and how to plan smarter for them.
Why Taking Investment Advice From Your Parents is Dangerous
Your parents mean well—but their money advice may be stuck in the past. Learn why old-school investing rules don’t fit your modern goals.
The First Thing To Do With An Inheritance
Inherited money can change your life—or disappear fast. Hit pause, avoid pressure moves, and consult a fee-only fiduciary. Build your safety net, wipe high-interest debt, and map funds to long-term goals before you treat yourself. This simple framework helps you protect the windfall, grow it wisely, and honor the legacy behind it.
Beyond the Buzzwords: The Reality of Socially Responsible Investing
Socially responsible investing (SRI) promises purpose and profit—but the reality is murkier. Between greenwashing, inconsistent standards, and higher fees, it’s easy to get misled by the marketing.
At Stash Wealth, we cut through the ESG noise to show you how to make real impact—by investing intentionally and giving directly to the causes you care about.
Why Obsessing Over Market Performance is a Waste of Time
If you’re constantly checking your portfolio or stressing over headlines like “Market Plunges,” it’s time to chill.
Obsessing over market performance doesn’t make you a smarter investor - it just drains your energy. This guide breaks down why reacting to every dip hurts your wealth and what actually builds it: patience, purpose, and a solid long-term plan.
What Most Financial Advisors Don't Want You To Know
Ever feel like money is a language everyone else learned but you missed the memo?
Here’s the truth: most financial advisors are still giving outdated advice built for a pre-internet world. This guide lifts the curtain on what they don’t tell you - why “beating the market” is a myth, how most advisors aren’t fiduciaries, and what to do instead. Learn how to take control of your money and build wealth with clarity, not confusion.
The Smarter Way to Invest in Your 30s
Think investing means chasing trends or “beating the market”? Think again.
Goals-Based Investing is the smarter, stress-free way to build wealth in your 30s by aligning your money with your life goals. Whether it’s buying a home, taking a sabbatical, or retiring early, this approach helps you invest with purpose - not pressure.
5 Smart Investments To Make In Your 30s
Still think wealth-building has to wait until you “have more money”? Think again. Your 30s are prime time to start. Here are 5 smart, low-stress ways to invest, grow your net worth, and finally make your money work as hard as you do.
High Income, Low Net Worth–Why You're Not as Rich as You Think
Earning six figures but still feel broke? You’re not alone. Lifestyle creep, debt, and a lack of planning keep high earners stuck. Learn how to build real wealth without killing your lifestyle.
5 Financial Habits To Master In Your 30s
You’ve nailed the six-figure salary - but real wealth isn’t about what you earn, it’s about what you keep and grow. Master these 5 financial habits to finally feel in control of your money and your future.
How Much Should You Really Spend on Rent?
Still clinging to the 30% rent rule? Time to let it go. For high earners in expensive cities, that “rule” is more myth than math. This guide breaks down how to choose rent that fits your lifestyle and your financial goals—without the guilt. Learn how to balance what you love (your dream apartment, city life, convenience) with what matters (saving, investing, freedom). Because your money should work for your life, not the other way around.
The 3 People Who Benefit Most From an Adjustable Rate Mortgage
Think fixed-rate mortgages are the only “safe” choice? Not so fast. For high-earning, city-dwelling, or short-term homeowners, adjustable-rate mortgages (ARMs) can actually be a powerful tool. This guide breaks down what an ARM is, who benefits most, and when taking a lower initial rate could make more sense than locking in for 30 years. Whether you’re planning to sell soon, your income fluctuates, or you want flexibility in an expensive market, this article explains how to make ARMs work for you—without getting burned.
5 Reasons Renting is Not Throwing Money Away
Homeownership isn’t the holy grail it used to be—and for high-earning 30-somethings, renting might actually be the power move. This guide flips the script on traditional financial advice and breaks down why renting can mean more flexibility, more freedom, and more financial growth. From staying liquid for investments to skipping hidden homeownership costs, renting lets you live well now while still building wealth for later. Forget the guilt—renting isn’t wasting money; it’s redefining success on your terms.