Ep 75 | Wealth Building with AI expert, Professor Israni

In this episode, Priya sits down with Sunny Israni - Wall Street veteran, Columbia Business School professor, and co-founder of AI automation startup LightSwitch - to cut through the noise on what AI actually means for your money. The conversation anchors on Elon Musk's claim that retirement savings will be irrelevant in an AI-abundant future. Priya and Sunny dismantle it methodically. But more importantly, they answer the question most high earners are quietly asking: what does building wealth actually look like when the rules are changing this fast?

Takeaways:

  • How the people closest to AI - the ones who actually build it - invest.

  • The vast majority of AI users use it as a glorified search engine - which means the real AI opportunity is still wide open.

  • Outsourcing your financial security to a prediction about AI abundance requires technology, human adoption, and policy to all align simultaneously.

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Guest Bio:

Sunny Israni started his career in fixed-income trading at Bank of America Merrill Lynch and built analytics infrastructure at Bloomberg that powered investment decisions across Wall Street. He is a CFA, a Columbia Business School professor, and co-founder of LightSwitch, an AI automation company for CPG brands.

Guest Links:

Personal Site: https://sunny.expert/

YouTube: https://www.youtube.com/@SunnySaysYes

Instagram: https://www.instagram.com/sunnysaysyas/

LinkedIn: https://www.linkedin.com/in/sunny-israni/

X/Twitter: https://x.com/sunnysaysyes

TikTok: https://www.tiktok.com/@sunnysaysyes

The Stuff Our Lawyers Want Us to Say:

Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

Transcription

Hey guys, welcome to the F Word. Recently, Elon Musk went on a podcast and said something that made basically every financial advisor in America roll their eyes. He said, and I'm paraphrasing but barely, "Don't bother contributing to your 401(k) because robots are gonna create some sort of insane abundance that retirement savings will essentially be irrelevant."

He called it the supersonic tsunami of abundance. I have thoughts about this with a capital T. Who the am I to tell you what to do with your money? My name is Priya Malani, currently managing millions of hardworking dollars. Enough foreplay, let's talk money. Welcome to the F Word: Smart Money. No Bull.

But before I get into them, I wanted to talk to someone who actually builds with AI for a living, and also happens to have the Wall Street pedigree to know what it means for your money. Because in this conversation, I'm really hoping to thread that all together. What AI actually changes about how wealth gets built, what it means for someone who's making 250, 350, $400,000 a year.

Meet Sunny Israni

We're gonna come back to Elon at the end, but first, let me introduce my guest. His name is Sunny Israni. Sunny started his career on the fixed income trading floor at Bank of America Merrill Lynch, deep in credit derivatives. From there, he went to Bloomberg, where he built analytics infrastructure that powered investment decisions across Wall Street.

He's a CFA. He then built Clasp, a personal finance app, and now he's co-founded LightSwitch, AI automation for CPG companies. He also teaches technology and AI to MBA students at Columbia Business School, and consults on AI strategy with Fortune 500 companies. He has lived on both sides of the equation, and that's why I wanted him here.

We've also been friends for almost 10 years, and he's just a blast to talk to. Sunny, welcome to the F Word. Thank you for having me. I have been in awe of this podcast, and I'm so happy I finally get to make an m- appearance. We're so pleased to have you, and we've been talking about this for a long time.

In fact, the only reason I know about the Elon article is because you texted me with it the other day. But before we get to that, you have such an incredible background and foundation for this conversation. But I wanna start by helping the audience understand your career, and actually more interestingly, your career pivot, because I find that most people who start in finance stay in finance.

The Pivot From Wall Street to LightSwitch

They don't necessarily, like, go build things. So tell us a little bit about what you're doing at LightSwitch and, like, why you're so excited about it. So you know, I think with LightSwitch, what we have an opportunity to do here is to take a more what we call an industry that's in the real economy is what people say, which is a c- like the CPG industry, both on the brand side and the manufacturer side, and actually kind of get them up to speed in the 21st century.

And I think what I personally get excited about is taking all these AI transformation, taking all of these leaps in technology and applying them to help actual people, like, actually seeing, like, the headaches go away, you know? And I think that to me is very exciting. That's so overwhelming, though. Like, are these brands that, like, we'd see in Whole Foods?

Yeah. Some brands are, are in Whole Foods. Some brands are in Target. We also work with some of the manufacturers for those brands managing distribution. It's, it's been a incredible, like, educational experience just learning about the food system in this country and just all of the things that happen right before you pick up that product off the shelf.

It's, it's incredible. Yeah. And I call it overwhelming, but I really just mean that's a lot of room to disrupt. Exactly. Yeah, exactly. I would say pre-AI, the state of this industry was already ripe for innovation, and now it's only just made it that much more compelling. Mm. Very cool. Very cool. Well, we're gonna drop a link to LightSwitch in the show notes, but let's get into it, okay?

What AI Actually Changes About Building Wealth

There's so much noise right now out there about what AI means for money, for careers, for wealth accumulation. I would say that most of it feels like speculation. Did you see... I don't know if you saw the DoorDash founder is building a hedge fund, and AI agents are gonna be the portfolio managers. Yeah, there's a lot of crazy sh*t happening.

But from, from where you sit, what does AI actually change about how people build wealth? Just to respond to the premise, the preface of the question, like, I think we all have to stay very grounded in the hard reality that this current media landscape does not allow for clarity on what is actually happening in the real world.

And that, we've known this leading up to this moment, and now it- we're just reading- reaching a fever pitch. So just like the way that the economics of this media landscape works, it really just, you know, rewards extreme bombastical visions of the future, dystopian future. That's really kind of what it is, and that's why podcasts like this are so important because it allows people to just cut through the noise.

But to answer your question more directly, like, how... What, what does AI mean in terms of building wealth? So obviously, there's a lot of different ways to answer this. To focus it on, like, an individual person who has built their wealth, maybe specializing in one skill set, going deep on it, getting great high senior jobs in that role, what does AI do for someone like that?

I would say that it kind of creates a case for people to become more of a generalist, right? To really understand the domains that are neighboring what they have developed a specialty in, and to be more open to, you know, multiple revenue streams, to be more open to things that they may not have thought they'd need to do, and to kind of be a little bit more generalist in that sense.

That's... Those are really good insights. Not where I expected you to take the question, 'cause I think about the listener, right now, they're in their early to mid-30s. They are earning a solid six-figure income. I wouldn't necessarily say that they've built wealth. They've got the foundation in place.

Advice for the Listener Who Feels Behind

They're doing most things right, maxing contributions, maybe investing in a brokerage account. But they're still feeling behind in a way that they can't fully explain, and I- I'm thinking about them. Like, what should they be thinking about differently when it comes to where AI is heading? Yeah, so when I think of, like, that type of listener, ultimately, you know, their, their major wealth-building days are still ahead of them.

And I would say the two parts of building wealth is human labor, human capital, right, and financial capital, and I would say human capital is gonna play a very big role in someone at that stage of their life, especially going forward. And AI has a lot of implications on how we can make money with our time and energy.

So I would say, first and foremost, really thinking about and having an honest, like, view on where you think the, you know, your job is going, where you think your role is going, and more importantly, where you think the value of the skillsets that you've created is going. Because, you know, some jobs are gonna be here.

New jobs are gonna show up. And I think for the listener who is feeling behind, I think there's a lot of good r- good, valid reasons to feel behind. N- and some of it may not even have to do with AI. Some of it may just have to do with the macroeconomic picture of, like, inflation and high cost of living.

But of course, the other factor is the fact that the role of work is changing so fast, and it feels like the ground is shifting underneath us all. But having an honest conversation and really thinking about, "How can my skills really evolve in this landscape? And more importantly, how can I stay competitive?"

Mm-hmm. I think that's really, like, a good starting point because there are a lot of ways that you can stay competitive in this environment that you may never have even thought of before. Yeah. I love that answer. It's such a constructive one, and really encourages each of us, like, to take our life into our own hands, to take a more active role.

And luckily for my listeners, they've evolved in their career, but they're still early in their career, right? Like, they're still young. They're still at a point where they can say, "I've been, I've been thinking about my career in one way, and this just gives me the opportunity to start thinking about it in new and different ways."

And i- for those that are feeling behind the eight ball, also I'll add, and you probably know the exact stats since you teach on this, but something, something like, you know, we're all, we're all feeling like, oh, the whole world is using ChatGPT and Claude. But really, the number of people that have even started, and from a corporate perspective as well, to adopt AI in their day-to-day work function is minuscule.

Yeah, 100%. And I think, you know, the, the stat, I th- I might butcher the stat, but I think, like, if you look at ChatGPT, only 5% of the users are actually paying for it. The rest of them are really just using it as, like, a glorified search engine. Mm. And I think, like, you know, if you saw the charts, like, maybe six, seven months ago around AI adoption, of course playing into this media landscape, like, look at how quickly AI has been adopted.

Like, several hundred million users within months. Like, it created this fever pitch, only to realize later that no, this is literally just people instead of using Google, they're now using ChatGPT. So, like, that narrative that was being pushed was completely wrong, which is why I believe that a lot of these other narratives right now are also wrong.

But to your point, like, if you actually go into a lot of these companies, if you actually talk to people on the ground, they are just using it as a glorified search engine, which is great because it is a slight level up from a search engine, but that doesn't even scratch the surface on what AI can do, which is changing the nature of work.

And I would say, you know, for someone who is maybe making 200,000, $300,000 right now and may wanna make half a million to a million in, you know, 10 years, what's interesting is that that playbook is gone. It doesn't exist. Like, what- What you needed to do 10 years ago to make a million in eight, 10 years is completely no longer valid, which to some people is scary, but to other people is actually exciting because we get to de- we get to decide what the rules are right now.

We get to kind of be out there on the forefront and redefine what it means to kind of achieve that level of success, which is... which I think is a better mindset to adopt. Yeah. The... We talk a lot about- Mm ... like victim versus victor narratives, and, again, be- taking the, like, glass half full, what can I do with this?

How do I turn this into an advantage for myself? And be more proactive in your career. This is, this is awesome. I love, I love this stuff. And again, luckily, I love, I love talking to this 30-something audience because they have enough behind them, they've learned sort of the hard lessons well, but they have their whole career ahead of them and can really turn this into an opportunity.

Do AI Insiders Invest Differently With Their Own Money?

Exactly. Exactly. Love. Love. Okay, here's something I've been genuinely curious about, and I'm specifically curious about your take. You're very close to this technology. You actually understand what it's capable of. Do people who are super close to this technology behave differently with their own money?

And like are AI professionals making different financial def- decisions than the average high earner, do you think? And like if so, what might that look like in practice? Yeah, I'll be honest with you, and the answer is a little, maybe a little, like, anticlimactic, but the people who I know who are very close to these technologies, who are working in it and making good amount of money, are awfully conventional when it comes to their financial investments.

I know, again, like the, the headlines or the narratives that we see is like this person went all in on Nvidia, or these people are going into some obscure cryptocurrency to prevent against some dystopian future. That is great and that sells clicks to an article, but what I personally am seeing with people on the ground is that it's their investment strategy is actually, again, quite traditional.

And I'll tell you why. The people who are working close to AI, they are certainly bought in on, and myself included, certainly bought in on the value that it can create for society. But it would definitely be like a fool's errand to try to predict which- companies, specific companies get ahead. I mean, just 18 months ago, OpenAI was, like, the darling of Wall- like, of the street, right?

Like, people were like, "This is the company to really model after." They- Microsoft had some affiliation with them, so they got a little bit of a bump from that. And now Anthropic has completely surpassed them, and who's to say Google won't just disintermediate both of these people, right? It is almost impossible to predict which companies are gonna win over the other ones, and the people who n- are acutely aware of that are the people who are working in these industries.

That said, I do think that there is a broad acceptance that AI itself is going to be, and it's going to create a lot of value. So what I'm actually seeing is more of, like, an index play, more of a broad market exposure play, definitely being in the game, maybe investing in an AI ETF. I am invested in a couple.

Like, maybe just tilting a little bit more, but other than that, pretty traditional. Sounds like a nod towards capital D Diversification. Absolutely. Absolutely. Which has been the playbook forever for wealth building. And it w- and it's not going anywhere. AI is not gonna disrupt that. We're thinking about retirement, right?

Rethinking the 401(k) for the AI Era

And the 401(k) was built for a very specific playbook, let's call it. You work, you save, you compound, you retire at 65. Like, that's the model. So do you think that model, I heard you say, like, 10 to 15 years from now, or five to 10 years from now, like, does the model still hold in the world that is changing so fast in terms of, like, stay the course and just, yeah, progress as we've always- Yeah

thought to? That's a good question. So I think firstly, the model of just saving for the future and saving for retirement will never be out of, out of style. I mean, even before 401(k)s were even a thing, like, saving for the future is just a time-honored winning strategy. So I'll start with that. Now, in terms of the specifics of, like, the vehicle for saving for that future, specifically the 401(k), I think that there's some room for innovation on that, especially in my t- in my view, we could see a future where people really are pursuing multiple income streams.

We're seeing a, a proliferation of a lot of fractional type of consulting work, and I think that's only gonna accelerate. I think that's a good thing. And, you know, obviously I am biased because I am, like, a serial entrepreneur, and I've- and while I have worked at large companies, I've mostly also worked on, for myself, and I prefer the latter for sure.

And I think that's a good thing, right? I think flexibility is good, being, eating what you, what you kill is good. So I think that there's room for some more flexible vehicles for retirement. You know, I obviously have a 401(k) from all, all my employers, but I also have an IRA. I also have a self-directed IRA that I did at one point.

So I think that, like, we should probably be looking at alternatives, and obviously makes a case for some, like, legislation around that as well because the IRA caps are, are not as high as the 401(k) caps. Great points. Incredible points.

Real quick, if you've ever seen your paycheck hit your checking account and thought, "Where the hell does it all go?" You're not alone. If you're in your 30s making six figures, it's time to get your financial sh*t together. Go to stashwealth.com and book a call. All right. Back to the episode.

Sunny's Favorite AI Tools: Claude, ChatGPT, and n8n

I kind of wanna go a little bit rogue. I wanna get to the Elon stuff, but before, I have a couple quick questions that I didn't tell you about, which I wanna know which is your favorite AI platform. Like, what do you use? Are you using ChatGPT? Yeah. Are you using Claude? What do you use? Yeah. So right, I will preface this by saying that the tooling is changing every, you know, six to eight weeks, so this is...

At the time of this recording, my favorite tooling is a- all the things in the Anthropic ecosystem. Not being paid by Anthropic, just this is just my honest take. I'm very excited about what they put out, especially with Claude Cowork. I think it's, like, a game changer for professional work. I love teaching that stuff.

But also, I'm a huge fan of n8n. n8n, if you don't know what that is, it's basically just a way to kind of build these visual workflows. And the reason why I love n8n is because, A, it's open source, so if you wanna really have full ownership over your AI tooling, and if you're very sensitive around privacy and you just wanna take control, that's available to you.

And y- they're, AI model agnostic, meaning you can connect it to Anthropic, you can connect it to ChatGPT, or you connect it to anything else that comes out. And I think the biggest thing is that with something like an n8n, you could see what's happening. So if you build something, you can actually see the workflow in action, whereas, you know, Claude Cowork takes more of a black box approach.

Ultimately, I'm using all of the above. I still use ChatGPT, but I, I tend to use it pu- purely for, like, all my personal stuff, like, you know, just like, "What should I do this weekend?" Or- How can you help me write this very emotional text I'm sending? You know, something like that. But when it comes to where I, where I spend most of my days, it's really probably all the Anthropic products and n8n.

Okay. That's very helpful. I need to look into n8n. You've told me about this, and you said- Yeah ... you have a YouTube video, which we'll link to your YouTube channel as well- Yeah ... 'cause you have so much great free content there. But with all the Fortune 500, Fortune 100 companies that you work with, I'm very curious, what would you say is like the number one ask, that they're like, "Sunny, we need our people to learn X"?

What Companies Are Actually Asking For

Is it just general adoption, or is there a specific thing that they're calling you in to, to, to teach? You know, it's... The answer to that question may be, like, it's a little t- it's overly simple. It's just they don't even know where to start. Mm-hmm. Most of them. Because, you know, when you have that large of a company, when you have that large of an operation, and when you have such a tremendous shift in technology that is changing the paradigm of how we work, it is very difficult to kind of refactor such a large operation.

And they're really just starting with, "Can you just teach our employees, like, what Claude is? Like, how to even just do the most basic things in Cowork?" Mm. But I will say overwhelmingly, you know, I would say the first use case of anyone using AI is as a glorified search engine, and then right above that is just using it to help you write emails.

And I think that's kind of where we're at, like profe- with most, the vast majority of, of professional people, especially in some of these larger companies. So the... So you know, I'm usually brought in to kind of get it to them, get them to that next level where we're actually building AI systems and building your own tooling, which is something I'm very, very passionate about.

What Is an AI Agent, Really?

And I feel that everybody, whether it's for their company or for themselves, should be in a position where it's as easy to build their own software as it is to write an email. There's one term I keep hearing over and over, and I would love if you would just like simplify it for our audience and me. When we hear the term AI agents- What does that mean?

What are people talking about? There is definitely more of, like, a proper technical definition that I was pretty, a purist on maybe, like, 18 months ago. But now I've definitely relaxed the definition because it's kind of become a bit of an umbrella term. But I would say broadly speaking, an AI agent is a system that has access to an AI model, so there's intelligence to it, and also has access to tooling.

So it can actually perform actions. It has agency, hence the term agent. So an AI model without that agency is just a chatbot. It's just you can ask it questions. Basically what GPT was two years ago. Now, if you add agency, meaning now this chatbot can go search the internet for information, or this chatbot can connect to your Google Drive and actually take action, send an email, connect to Slack, now we're getting into more of an agent.

And when I say agentic system, typically what I mean is when you have one or more of these agents kind of s- like, connected together to kind of produce some kind of automation or some kind of workflow. Intelligence combined with tooling. Yes. Exactly. To create agency. To create agency. Like, draft an email.

But you wouldn't say draft an email in my Gmail. It would just see an email in your Gmail, draft the email, and then- Well, it could be both. It could be both, yeah. It all depends on how the system is, is set up- Okay ... how sophisticated it is, how the triggers o- like, how the triggers work. So it could be as simple as you literally going to some kind of chat interface saying draft an email, and it literally can set up a draft in your email.

Or it could be so sophisticated where it could be this end-to-end workflow where it's, like, scanning your inbox every, you know, few minutes and, like, flagging things and drafting emails for you. Kind of like a chief of staff, essentially. Yeah. That seems like a really i- good initial use case for a lot of people is, like, everyone can have a chief of staff now.

Exactly, and that's something I feel very passionate about because to me, the biggest promise of AI is amplification. Not replacement, amplification. Not, like, let me just have it think for me, but rather let me let it think about all the lower level things so I could think about the more important things.

Right? Like, to really create forward leverage in your life and actually do things. So again, my strong belief is that I think everyone should be in a position where they can build their own chief of staff as easy as, again, being able to write email. Love that. Love that world. We're closer than ever. I've been fooling around a little bit.

Yes. And we'll have to get you over to Stash Wealth to come help us overhaul. Absolutely, I'd be dying. You're too busy. Okay, Sunny. This is awesome. I know we could just chat for hours and hours, maybe preferably over a boozy brunch. Let's go back to where this conversation started, which is Elon Musk.

Back to Elon: Should You Skip Saving for Retirement?

Because Elon Musk literally said, quote, "Don't worry about squirreling ama- away money for retirement 10 to 20 years from now. It won't matter." He said that if AI does what he thinks it will do, saving for retirement will be completely irrelevant. These are, like, extreme, extreme words. Like, universal abundance, zero scarcity.

Obviously, financial experts call it nonsense, but I'll get to my take in a second. I first want yours. You build AI. You understand the actual trajectory that we're on here probably better than anyone. What do you think of this radical advice? Is there a future? Like, I know it's not near, but is there a future where this exists?

Well, I think the key word in the quote is the word if, right? The issue is that we're at a place where there is a great destabilization happening from the ins- incredible leaps in these technologies. So it is impossible to predict where things are gonna go in five to 10 years. The way that I usually think about things is in scenarios, right?

Like, what is the probability of this scenario? What is the probability of that scenario? This abundant future is certainly a scenario. My personal take is the probability is quite low. But even if you believe that there is a much higher probability, what is baked into the q- what that quote is is that basically, are you willing to bet your future on a scenario which depends on a whole bunch of factors that may or may not happen?

And it just seems, from a logical perspective, I mean, we just wanna play on pure logic. It's just illogical to bet everything on, like a scenario that may happen, like a remote possibility. My personal take is that I think there is a potential future where there is this abundance economy, but also, not only are we depending

In that scenario, not only are we depending on- all the technology to come out at the pace that it is coming out, which may, may not. We're also depending on how humans adopt these technologies, and predicting human adoption at that scale is, is one of the most impossible things. No AI model can ever do that.

And on top of everything else, you are depending on policy makers, which I would say is even more unpredictable. So it's like all of these things have to line up, so it's like why would a rational person, like, bet their entire future on this specific path happening when there is an entire universe of other possibilities that are also likely, maybe even more likely, that still require you to eat in the future, that still require you to have something in the bank to, to live.

Yeah. I hear you. You said the word rational, and it's like w- w- why would a rational human ever say something like that? And then it's like, well, because maybe they're not so rational, or they have this freedom, like they have a level of freedom to be able to say something like that that, that, you know, the rest of us don't.

We have to actually be pragmatic. Yeah, I hate when headlines like that come out, and then everyone's kind of like br- brushing off like, "Oh, I'll think about, you know, I'll think about my 401(k) later." It's like, no, you cannot outsource your financial security to a prediction about a supersonic... What did he call it?

Tsunami? Tsunami. That's, like, not a retirement strategy. And even if for some reason, beyond the fundamentals of compounding, if you're gonna throw that away, you just wanna make moves to set your future self up because best case, tell me what you think, you don't need all that money. You have the... And you can just be super generous, and I think we all hope that rich people feel compelled to be generous with their money.

So be pragmatic, set up your 401(k), save for retirement. If for some reason the dynamic of our world shifts, and you end up nee- having more than you need, okay. More to go around. Yeah. Exactly. And I think, like, the biggest thing for me is, it's very important to under- to really be, I would say, media literate, right?

Like, really understand this media landscape. I think that's such an important topic because when you hear a statement from anybody, you have to just sit down and think about, well, why are they saying that? Like, what is the true motive? Is it to get attention? Is it to distract from something else? Is it because they were just, they really believe that?

And if they really believe that, does that set of beliefs pertain to my situation? Like, it, it really requires, like, a moment to think about all these things because again, as I said earlier, like, this media landscape is primed to not really give us, like, the real- reality of the situation, which again, is why, you know, podcasts like this are so important.

The One Lesson Sunny Wants His Students to Remember

Well, and guests like you are so important. I love your advice. It's simple, it's straightforward. It's what probably makes you such a great professor. And actually, that brings me to, what do you wanna be known for in the eyes of your MBA students? Like, if you had to leave them with one message that Professor Israni left them with, what is the one thing you want them to take away into the, into the world?

Yeah. So this might be a slightly longer answer, but, you know, I've always taught a lot of, like, technical concepts to non-technical people. That's something I've always done. Even when I was in finance, when I would do derivative trading, like, part of my specialty was being able to, like, boil t- something down to its simplest essence.

And I've always believed, even pre-AI, that, like, this technical/non-technical label is just, like, fake. It's just a way to create these, like, barriers to understanding. Mm-hmm. And now I'm so excited about what AI is doing in terms of just lowering the bar to actually be part of the conversation. So I think the, the thing I really hammer into my students, not only the MBA students, but also some of the other work I do with high school students too, is that, like, like, you do not need to be intimidated by things you don't understand.

And never has there ever been a time in history where you can actually sit down with an AI model and just have it explain to you something like you're a high school student, like you're a middle schooler even, and then build up from there. And the biggest thing is I just want people to be empowered by what they can build and what they can do right now, because the agency that everyone has has never been higher than ever before in history.

That is an awesome answer. Thank you. Oh my God, so inspiring and so true. I was working with AI earlier today, and I had it break down a legal contract like I was an eighth grader. I was like- Exactly. And then I was like, "No, I think I need it like a seventh grader." Like, just gi- Like, take it down a notch. It- It's a great exercise.

It's helpful. It's really r- It's ... That's so empowering. Thank you for that. Yeah. Wow. Anytime. To wrap, before I let you go, we have a little tradition here. It's a segment I call Best Bite. We always end the show with it, a bit of a palate cleanser. I'm a big foodie, as you know. We eat out together often. So I would love to know, what is the best thing you've eaten recently?

Mm. I want your can't-miss recommendation for where I need to go and what I need to order. Honestly, it's this one restaurant in Astoria, so I live in Astoria, that I literally go to at least once a week. And it's just, like, my comforts, my comfort zone. It's my comfort food. It's this Thai restaurant called Noor Thai.

And I love their, like, Thai fried rice with peanut sauce, and it's- So delicious, especially for the long days working in this crazy world. I put it in a little bowl, and I literally just get into bed and just eat it directly in bed. And put on some Housewives, and there I go. That's awesome. You paint a very vivid picture.

So the Thai fried rice with the peanut sauce from Noor Thai in Astoria. Noor Thai, yeah. Wonderful. Okay, awesome. Mm-hmm. Thank you for that. It sounds delicious, and I love Thai food. I love anything that's, like, communal, where you can, like- Yeah ... you know, I love dishes coming out. I don't like to just sit there and eat one thing.

I want, like, lots of food. I think Thai is, like, particularly good for that. Yeah ... but also would get in bed with a bowl of Thai fried rice. Yeah. Do not put that past me. Thank you. Thank you so much, Sunny. Where can we find you? How do we stay in touch? You have such great content that you give away for free.

Tell us all your channels where you're active so that we can continue following. Yeah, so I'm, I'm active on all the channels, but my primary is my YouTube. That's where you can find my long form content. I post, a long form video every Thursday, and I cover all things around just, like, making sense of this crazy AI world, how to adopt things, how to do things, some tutorials, some, like, mental frameworks.

But I'm available on Instagram, LinkedIn, obviously YouTube, even TikTok. I'm on all of it. Amazing. Okay, Sunny, thank you so much for being here. Thank you. This was fun. Yeah, it really was. To those listening, the world is changing fast. AI is real. The uncertainty is real. And I understand why hearing the richest man in the world say, "Don't bother saving for retirement" might make you wonder, like, "Wait, should I actually be doing something different?"

Here's my answer: maybe. But your retirement account, not the variable you wanna mess with while you figure that out. If you think of someone who needs to hear this, I really hope you'll share this episode with them, and if you have a sec to leave us a review, that's the best way to help other people find the show.

Please remember to like, follow, subscribe wherever you're listening. All right. That's it for today. See you next time.

Thanks for listening to The F Word with Priya Malani. If you like what you heard, hit subscribe wherever you're listening, and leave us a review while you're at it. We're approval junkies. Don't forget, you can find a ton of great resources, content, courses, and other freebies at stashwealth.com. Now, for the capital S stuff our lawyers want us to say.

THE STUFF OUR LAWYERS WANT US TO SAY: Stash Wealth is a Registered Investment Advisor. Content presented is for informational and educational purposes only and is not intended to make an offer or solicitation for any specific securities product, service, or strategy. Consult with a qualified investment adviser (that's us) before implementing any strategy. Investing involves risk, including the loss of principal. Past performance does not guarantee future results. There…we said it.

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Ep 74 | Your 401(k) Explained: Max vs Match