Welcome to Stash Wealth™, operated by Stash Wealth, LLC (“Stash Wealth, ”we,” or “our”), a full-service wealth management firm.
By using the website located at stashwealth.com, as well as any subdomains thereof and the related mobile website (collectively, the “Service”), you agree to be bound by the following, whether or not you register as a member of the Service (“Member”).
The Agreement and ADV are incorporated by reference as if fully set forth herein. If you wish to become a Member and/or make use of the Service, please read the Agreement and the ADV. If you object to anything in the Agreement or ADV, do not use the Service.
PLEASE READ THIS AGREEMENTAND ADV CAREFULLY AS EACH CONTAINS IMPORTANTINFORMATION. FURTHERMORE, THE AGREEMENT CONTAINS IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS, INCLUDING VARIOUS LIMITATIONS AND EXCLUSIONS, AND A DISPUTE RESOLUTION CLAUSE THAT GOVERNS HOW DISPUTES WILL BE RESOLVED.
The Agreement is an electronic contract that sets out the legally binding terms of your use of the Service. The Agreement is subject to change by Stash Wealth at any time, effective upon posting on the Service, however this only applies to the web services aspect of the agreement, not the Advisory services. By accessing and/or using the Service or becoming a Member, you accept the Agreement and agree to the terms, conditions, and notices contained or referenced herein.
In order to access and retain this electronic Agreement, you must have access to the Internet, either directly or through devices that access web-based content and pay any service fees associated with such access. In addition, you must use all equipment necessary to make such connection to the Internet, including a computer and modem or other access devices. Please print a copy of this document for your records. To retain an electronic copy of this Agreement, you may save it into any word processing program.
We will only use your personally identifiable information as described below, unless you have specifically consented to another type of use, either at the time the personally identifiable information is collected from you or through some other form of consent from you or notification to you:
a. You must be at least eighteen (18) years of age to use the Service.
b. By using the Service, you represent and warrant that:
c. In accordance with your use of the Service, Stash Wealth™ represents and warrants:
You acknowledge and agree that Stash Wealth, in the maintenance of records for its own purposes, or in making such records or the information contained therein available to you or any other person at your direction, does not assume responsibility for the accuracy of information furnished by you or any other person, firm or corporation.
You further acknowledge and agree that Stash Wealth’s past performance and advice regarding client financial plans cannot guarantee future results. AS WITH ALL MARKET INVESTMENTS, CLIENT INVESTMENTS CAN APPRECIATE OR DEPRECIATE. Stash Wealth provides no assurance that an investment portfolio or any individual investment will perform in any predictable manner. Stash Wealth cannot guarantee performance and nothing in this website serves as a guarantee of performance.
The Service is also not available to any users who have been previously removed or suspended from the Service.
By using the Service, you represent and warrant that you have the right, authority and capacity to enter into the Agreement and to abide by all of the terms and conditions of the Agreement.
a. Generally. We seek to work with motivated young professionals and we choose not to employ our resources to engage in continuous follow-ups with clients who do not remain timely with completing the outlined objectives within the Stash Plan® or Stash Management™ processes.
For this reason, from the date that you purchase the Stash Plan®, you have six (6) months to complete the Stash Plan® process. If you do not complete the process within that period, you acknowledge and agree that Stash Wealth is no longer obligated to work with you or to continue to allocate Stash Wealth resources to your account, unless otherwise stated by Stash Wealth in writing.
Upon completion of the Stash Plan® (which coincides with your Step Two meeting), the Stash Plan® is good for ninety (90) days. Upon expiration, the Stash Plan® may no longer be an accurate representation of your financial situation and financial needs.
You have the right to decide whether to continue working with Stash Wealth once you have completed the Stash Plan®. However, if you do wish to continue working with us, you must engage in the Stash Management™ by opting-in to the service via the dashboard within ninety (90) days of your completion of the Stash Plan®.
b. Stash Dashboard. By purchasing the Stash Plan®, you will receive access to the Stash Wealth Dashboard (the “Dashboard”). Your access to the Dashboard will terminate 90 days after your completion of the Stash Plan®. However, if you elect to engage the Stash Management™ Service within this 90-day period, you will have continued access to the Dashboard for as long as you are a Stash Management™ client.
c. Stash Plan® Refund Policy If you think you’re ready for a financial plan, you probably are. For that reason, we do not offer refunds to clients who do not see the Stash Plan® process through to completion. That said, should you be unable to begin the Stash Plan® process after purchase, we will evaluate and consider refunds on a restricted, case by case basis only.
If you are dissatisfied with the service you received from Stash Wealth upon completion of the Stash Plan®, you may request a Refund Request Form by emailing email@example.com. Upon consideration of the request, Stash Wealth may, in its sole discretion, offer a partial refund. Notwithstanding the foregoing, we are not required to issue a refund to any client.
d. Stash Management™. Our ongoing financial advisory and investment management service is called Stash Management™. In order to be eligible for Stash Management™, you must complete the Stash Plan® process.
You may enroll in the Stash Management™ Service via the client Dashboard. The onboarding process must be completed within 45 days. If you do not complete the process within this timeframe, you acknowledge and agree that Stash Wealth has no duty to continue working with you or to continue to allocate Stash Wealth resources to your account.
You may request to terminate your participation in the Stash Management™ service, at any time, by providing advance written notice.
Stash Wealth reserves the right to terminate your participation in the Stash Management™ Service if Stash Wealth determines, in its sole discretion, that you are unresponsive or otherwise uncommitted to the program.
e. Wealth Coaching by Invibed. Stash Wealth can and may refer “future H.E.N.R.Y.s™” (a.k.a. clients who do not qualify for our services) to Invibed’s Wealth Coaching program (“Invibed”). Referrals may result from conversations between prospective clients and our employees as well as via the algorithm that runs the “Am I A H.E.N.R.Y.™?” questionnaire located on the Service.
You acknowledge and agree that Invibed is not in any way connected to Stash Wealth, and that we are not responsible for the content on Invibed’s website, nor for any advice that you receive from Invibed. Stash Wealth disclaims, to the fullest extent permissible by law, liability resulting from your use of, or communications with, Invibed
a. Generally. Please note that the billing policies that are disclosed to you in subscribing to the Service are deemed part of this Terms of Service. Notwithstanding anything herein, you are solely responsible for all taxes associated with your use of the Service.
Up to date pricing is always available on the Stash Wealth Website and available through the ADV. The client should be aware that lower fees for comparable services may be available from other sources.
b. Stash Plan® Billing. Stash Wealth bills you through an online account (your “Billing Account”) for use of the Service at the prices listed below. You agree to pay Stash Wealth all charges at the prices then in effect for any use of the Service by you or other persons (including your agents) using your Billing Account, and you authorize Stash Wealth to charge your chosen payment provider (your “Payment Method”) for the Service. You agree to make payment using that selected Payment Method. Stash Wealth reserves the right to correct any errors or mistakes that it makes even if it has already requested or received payment.
Prices for the services offered by Stash Wealth™, including without limitation the Stash Plan® and Stash Management™, are as follows:
c. Stash Management™ Billing: The Client will pay Stash Wealth an investment advisory fee as outlined below. By entering into this Agreement, you acknowledge that your subscription consists of a recurring payment feature and you accept responsibility for all recurring charges prior to cancellation which must be submitting in writing in advance to Stash Wealth. Until you provide notice (confirmed in writing by Stash Wealth) that you have terminated this authorization or wish to change your payment method your account will be charged. Such notice will not affect charges submitted before Stash Wealth could reasonably act. We auto-renew your membership at the level you selected. Your Stash Wealth subscription will be automatically extended for successive renewal periods of the same duration as the subscription term originally selected.
|Assets Management Under||Fee|
|Up to $250,000.00||1.2%|
|$250,000.01 - $500,000||1.1%|
|$500,000.01 - $600,000||1.0%|
|$600,000.01 - $700,000||0.90%|
|$700,000.01 - $800,000||0.80%|
|$800,000.01 - $900,000||0.70%|
|$900,000.01 - $1,000,000||0.60%|
|$1,000,000.01 and up||0.50%|
d. Additional Details for Fast-Track Billing. YOU MUST PROVIDE CURRENT, COMPLETE AND ACCURATE INFORMATION FOR YOUR BILLING ACCOUNT. YOU MUST PROMPTLY UPDATE ALL INFORMATION TO KEEP YOUR BILLING ACCOUNT CURRENT, COMPLETE AND ACCURATE (SUCH AS A CHANGE IN BILLING ADDRESS, CREDIT CARD NUMBER, OR CREDIT CARD EXPIRATION DATE), AND YOU MUST PROMPTLY NOTIFY STASH WEALTH IF YOUR PAYMENT METHOD IS CANCELED (E.G., FOR LOSS OR THEFT) OR IF YOU BECOME AWARE OF A POTENTIAL BREACH OF SECURITY, SUCH AS THE UNAUTHORIZED DISCLOSURE OR USE OF YOUR USER NAME OR PASSWORD. CHANGES TO SUCH INFORMATION CAN BE MADE AT ACCOUNT SETTINGS. IF YOU FAIL TO PROVIDE STASH WEALTH ANY OF THE FOREGOING INFORMATION, YOU AGREE THAT STASH WEALTH MAY CONTINUE CHARGING YOU FOR ANY USE OF THE SERVICE UNDER YOUR BILLING ACCOUNT UNLESS YOU HAVE TERMINATED YOUR SUBSCRIPTION FOR THE SERVICE (CONFIRMED BY YOU IN WRITING UPON REQUEST BY STASH WEALTH).
The terms of your payment will be based on your Payment Method and may be determined by agreements between you and the financial institution, credit card issuer or other provider of your chosen payment method.
e. Reaffirmation of Authorization. Your non-termination or continued use of the Service reaffirms that Stash Wealth is authorized to charge your Payment Method. Stash Wealth may submit those charges for payment and you will be responsible for such charges. This does not waive Stash Wealth’s right to seek payment directly from you. Your charges may be payable in advance, in arrears, per usage, or as otherwise described when you initially subscribed to the Service.
The Agreement will remain in full force and effect while you use the Service. You may terminate your membership, at any time, by providing written notice. If you resign or cancel your membership to Stash Wealth, to help Stash Wealth analyze and improve the Service, you may be asked to provide a reason for your resignation/cancellation. Stash Management clients who choose to terminate their membership will be refunded prepaid, unearned fees on a pro rata basis.
Stash Wealth may terminate your membership for any reason by sending notice to you at the email address you provide in your application for membership, or such other email address as you may later provide to Stash Wealth. Stash Wealth is not required to provide you notice prior to terminating your membership; however, we will provide a termination notice prior to termination of your account. Stash Wealth is not required and may be prohibited, from disclosing a reason for the termination of your account. Even after your membership is terminated, the Agreement will remain in effect. All terms that by their nature may survive termination of the Agreement shall be deemed to survive such termination.
Subject to your continued compliance with this Agreement and payment of all fees in accordance with Sections 5 and 10 hereof, Stash Wealth grants you a non-exclusive and limited license to use and, as applicable, install the Service during the term of such license corresponding with the period for which a given payment is made (the “License Term”). Unless otherwise specified at the time of purchase, the License Term shall be yearly. Upon the expiration or termination of the License Term, the Service may cease to operate without prior notice. Upon expiration or termination of the License Term, you may not access the Service unless you have renewed the license.
If you are using and/or accessing the Service on behalf of a company, entity, or organization (collectively, a “Subscribing Entity”), you represent and warrant that:
Illegal and/or unauthorized uses of the Service include, but are not limited to, collecting usernames and/or email addresses of Members by electronic or other means for the purpose of sending unsolicited email, unauthorized framing of or linking to the Service, sharing or disclosing your username or password to any third party or permitting any third party to access your account, attempting to impersonate another user or person, use of the Service in any fraudulent or misleading manner, any automated use of the system, such as scraping the Service, automated scripts, spiders, robots, crawlers, harvesting or data mining tools or the like, interfering with, disrupting, or creating an undue burden on the Service or the networks or services connected to the Service, and using the Service in a manner inconsistent with any and all applicable laws and regulations. Illegal and/or unauthorized use of the Service may be investigated, and appropriate legal action may be taken, including without limitation, civil, criminal, and injunctive redress. Use of the Service is with the permission of Stash Wealth, which may be revoked at any time, for any reason, in Stash Wealth’s sole discretion.
You are responsible for maintaining the confidentiality of the username and password that you designate during the registration process, and you are fully responsible for all activities that occur under your username and password. You agree to (a) immediately notify Stash Wealth of any unauthorized use of your username or password or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Stash Wealth will not be liable for any loss or damage arising from your failure to comply with this provision. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information. If you share your computer with others, you may wish to consider disabling your auto-sign in feature if you have it linked to your Stash Wealth account.
a. You must not copy or capture, or attempt to copy or capture, any content from the Service, unless given express permission by Stash Wealth.
b. You must not copy, republish, adapt, make available or otherwise communicate to the public, display, perform, transfer, share, distribute or otherwise use or exploit any content on or from the Service.
c. You must not use any content in any way that is designed to create a separate service or that replicates any part of the offering of the Service.
d. You must not employ scraping or similar techniques to aggregate, repurpose, republish or otherwise make use of any content.
e. You must not employ any techniques or make use of any services, automated or otherwise, designed to misrepresent your activity on the Service, including without limitation by the use of bots, botnets, scripts, apps, plugins, extensions or other automated means to register accounts, log in, send messages, post comments, or otherwise to act on your behalf, particularly where such activity occurs in a multiple or repetitive fashion. You must not offer or promote the availability of any such techniques or services to any other users of the Service.
f. You must not alter or remove, or attempt to alter or remove, any trademark, copyright or other proprietary or legal notices contained in, or appearing on, the Service or any Content appearing on the Service.
g. You must not, and must not permit any third party to, copy or adapt the object code of the Service, or reverse engineer, reverse assemble, decompile, modify or attempt to discover any source or object code of any part of the Service, or circumvent or attempt to circumvent or copy any copy protection mechanism or access any rights management information pertaining to content on the Service.
h. You must not use the Service to upload, post, store, transmit, display, copy, distribute, promote, make available or otherwise communicate to the public:
i. You must not commit or engage in, or encourage, induce, solicit or promote, any conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law or regulation.
j. You must not rent, sell or lease access to the Service, or any content on the Service.
k. You must not deliberately impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity, for example, by registering an account in the name of another person or company, or sending messages or making comments using the name of another person.
l. You must not stalk, exploit, threaten, abuse or otherwise harass another user, or any Stash Wealth employee. If Stash Wealth determines that any user has threatened, stalked, harassed, or verbally abused any Stash Wealth employee or another Stash Wealth Member, Stash Wealth reserves the right to immediately terminate that user’s membership and suspend access to the Service.
m. You must not collect or attempt to collect personal data, or any other kind of information about other users, including without limitation, through spidering or any form of scraping.
n. You must not violate, circumvent or attempt to violate or circumvent any data security measures employed by Stash Wealth; access or attempt to access data or materials which are not intended for your use; log into, or attempt to log into, a server or account which you are not authorized to access; attempt to scan or test the vulnerability of Stash Wealth’s servers, system or network or attempt to breach Stash Wealth’s data security or authentication procedures; attempt to interfere with the Service by any means including, without limitation, hacking Stash Wealth’s servers or systems, submitting a virus, overloading, mail-bombing or crashing. Without limitation to any other rights or remedies of Stash Wealth under the Agreement, Stash Wealth reserves the right to investigate any situation that appears to involve any of the above, and may report such matters to, and cooperate with, appropriate law enforcement authorities in prosecuting any users who have participated in any such violations.
You agree to comply with the above conditions, and acknowledge and agree that Stash Wealth has the right, in its sole discretion, to terminate your account or take such other action as we see fit if you breach any of the above conditions or any of the other terms of the Agreement. This may include taking court action and/or reporting offending users to the relevant authorities.
Stash Wealth uses reasonable security measures in order to attempt to protect any content or information that you upload, including without limitation any information, photographs or other images, or intellectual property (collectively,“Your Content”). However, Stash Wealth cannot guarantee that there will be no unauthorized copying or distribution of Your Content nor will Stash Wealth be liable for any copying or usage of Your Content not authorized by Stash Wealth. THE SECURITY MEASURES TO PROTECT YOUR CONTENT USED BY STASH WEALTH HEREIN ARE PROVIDED AND USED “AS-IS” AND WITH NO WARRANTIES OR ASSURANCES THAT SUCH SECURITY MEASURES WILL WITHSTAND ATTEMPTS TO EVADE SECURITY MECHANISMS OR THAT THERE WILL BE NO CRACKS, DISABLEMENTS OR OTHER CIRCUMVENTION OF SUCH SECURITY MEASURES. IF YOU DO NOT WISH FOR YOUR CONTENT (I.E. GENERAL IDENTIFIERS SUCH AS NAME, EMAIL ADDRESS, ETC.) TO BE PUBLIC, DO NOT UPLOAD IT TO THE SERVICE. Except with respect to any rights you may have under federal securities laws against Stash Wealth that may not be waived, you hereby waive any claims you may have against Stash Wealth for any such unauthorized copying or usage of Your Content.
Stash Wealth reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. If Stash Wealth modifies the agreement, the client has the choice to terminate the agreement immediately. If changes are made to the Stash Management™ Service Agreement, active clients may be entitled to a refund of prepaid, unearned fees on a pro-rata basis. You agree that Stash Wealth shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
In order to protect the integrity of the Services, Stash Wealth reserves the right at any time in its sole discretion to block Members from certain IP addresses from accessing the Service.
Stash Wealth may provide third party content on the Service and may provide links to web pages and content of third parties (collectively, the “Third-Party Content”) as a service to those interested in this information. Stash Wealth does not control, endorse or adopt any Third-Party Content and makes no representation or warranties of any kind regarding the Third-Party Content, including without limitation regarding its accuracy or completeness. Please be aware that Stash Wealth does not create Third-Party Content, nor does Stash Wealth update or monitor it. Stash Wealth is therefore not responsible for any Third-Party Content on the Service. Users use and rely on such Third-Party Content at their own risk.
The Service may include links or references to other web sites or services solely as a convenience to Stash Wealth users (collectively, the “Reference Sites”). Stash Wealth does not endorse any Reference Sites or the information, materials, products, or services contained on or accessible through Reference Sites. In addition, your correspondence or business dealings with, or participation in promotions of, advertisers found on or through the Service are solely between you and the relevant advertiser. Access and use of Reference Sites, including the information, materials, products, and services on or available through Reference Sites is solely at your own risk.
Stash Wealth, the Stash Wealth logos and any other product or service name or slogan contained in the Service are trademarks of Stash Wealth or our suppliers or licensors and may not be copied, imitated or used, in whole or in part, without the prior written permission of Stash Wealth or the applicable trademark holder. Any authorized use of these trademarks must be in accordance with any guidelines that Stash Wealth may provide you from time to time. Stash Wealth retains all proprietary rights in the Service, except where otherwise noted. The Service contains the copyrighted material, trademarks, and other proprietary information of Stash Wealth, and its licensors. Except where we have given you express written permission, you may not copy, modify, publish, transmit, distribute, perform, display, or sell any such proprietary information. All content on the Service is proprietary. Except where otherwise specified in this Agreement, all Content is copyrighted material of Stash Wealth and for Stash Wealth Members’ use only. Distribution of Content to others is strictly prohibited. You agree that Stash Wealth would be irreparably harmed by any violation or threatened violation of this section and that, therefore, Stash Wealth shall be entitled to an injunction prohibiting you from any violation or threatened violation of this section, without posting bond, in addition to any other right or remedy it may have. We may provide links to third-party websites, and some of the content appearing on the Service may be supplied by third parties. Stash Wealth has no responsibility for these third-party websites nor for their content, which is subject to and governed by the Terms of Service and/or privacy policies, if any, of the applicable third-party content providers.
You may not use any metatags or any other hidden text utilizing “ Stash Wealth “ or any other name, trademark or product or service name of Stash Wealth without our prior written permission. In addition, the look and feel of the Service, including all page headers, custom graphics, button icons and scripts, is the service mark, trademark and/or trade dress of Stash Wealth and may not be copied, imitated or used, in whole or in part, without our prior written permission. All other trademarks, registered trademarks, product names and company names or logos mentioned in the Service are the property of their respective owners. Reference to any products, services, processes or other information, by trade name, trademark, manufacturer, supplier or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by us or any other affiliation.
The Service is owned and operated by Stash Wealth. Unless otherwise indicated, all content and other materials on the Service, including, without limitation, Stash Wealth’s logos, the visual interfaces, graphics, design, compilation, information, software, computer code (including source code or object code), services, text, pictures, information, data, sound files, other files and the selection and arrangement thereof (collectively, the “Materials”) are protected by United States copyright, trade dress, patent, and trademark laws, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws (including in your country of residence).
Stash Wealth does not claim ownership of Your Content. However, with respect to Your Content, you grant Stash Wealth a worldwide, royalty-free and non-exclusive license(s) to use, reproduce, modify, and adapt, such content for the purpose of administering the Service.
Stash Wealth has adopted a policy that it will promptly terminate without notice any user’s access to the Service if that user is determined by Stash Wealth to be a “repeat infringer.” A repeat infringer includes, without limitation a user who has been notified by Stash Wealth of infringing activity violations more than twice and/or who has had any user-submitted content removed from the Service more than twice. Stash Wealth may also at our sole discretion limit access to the Service and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.
In addition, Stash Wealth accommodates and does not interfere with standard technical measures used by intellectual property rights owners to protect their materials.
Please note that we will not offer partial refunds to Members whose accounts are terminated as a result of repeated infringement of the Agreement.
THE LIMITATION OF LIABILITY AND LIQUIDATED DAMAGES PROVISIONS CONTAINED IN THIS SECTION 18 SHALL NOT CONSTITUTE A WAIVER OF ANY RIGHTS YOU MAY HAVE UNDER US STATE OR FEDERAL SECURITIES LAWS INCLUDING FRAUD OR BREACH OF FIDUCIARY DUTY BY THE ADVISOR WHICH RIGHTS MAY NOT BE WAIVED.
Stash Wealth™ shall not be liable to you for any independent acts or omissions by third parties. A person who is not a party to the Agreement has no rights to enforce any term of the Agreement and the Agreement shall not be deemed to create any third party beneficiary rights. The content and functionality of the Service, along with the services provided by employees of the Service, are offered “as is” without warranty of any kind, either express or implied, including, without limitation, implied warranties of merchantability, fitness for a particular purpose, title, and non infringement. Stash Wealth makes no warranties, express or implied, as to the ownership, accuracy, completeness or adequacy of the Service’s content or data provided thereon, or that the functionality of the Service will be uninterrupted or error-free or free from virus or third party attack. You hereby acknowledge that your use of the Service is at your sole risk.
You agree to indemnify and hold Stash Wealth, its subsidiaries, affiliates, officers, agents, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, arising out of or related to:
a. any activity related to your account, be it by you or by any other person accessing your account with or without your consent unless such activity was caused by the act or default of Stash Wealth.
In the event that Stash Wealth is successful in whole or in part in any action or proceeding related to or arising from the Agreement, you shall be responsible for Stash Wealth’s attorneys’ fees and costs.
Some of the Content on the Service may not be appropriate for children. CHILDREN UNDER THE AGE OF 18 ARE NOT PERMITTED TO USE THE SERVICE UNLESS A SUPERVISING PARENT OR GUARDIAN IS PRESENT. INDIVIDUALS UNDER THE AGE OF 18 ARE NOT PERMITTED TO SUBSCRIBE TO OUR FEEBASED SERVICES OR GIVE STASH WEALTH THEIR EMAIL ADDRESS OR ANY OTHER PERSONALLY IDENTIFIABLE INFORMATION.
If there is any dispute arising out of the Service, paying clients of the Service expressly agree that any such dispute shall be governed by the laws of the state in which the client is domiciled. For non-paying users of the service (general website or blog traffic), you expressly agree that any such dispute shall be governed by the laws of the State of New York.
If any part of these terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions.
If there is any dispute arising out of the Service, by using the Service, you expressly agree that any such dispute shall be governed by the laws of the State of New York, or the state in which the user resides, without regard to its conflict of law provisions.
If any part of these terms is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of the remaining provisions.
Except where prohibited by law, and/or preempted by ERISA or other federal or state laws or regulations, or clients residing in the state of Colorado, as a condition of using the Websites and/or Service, you agree that any and all disputes, claims and causes of action (collectively, “Claim”) arising out of or connected with the Websites and/ or Service, shall be resolved individually, without resort to any form of class action, exclusively by binding arbitration for full and final settlement of such Claim, and judgment on the award rendered in the arbitration may be entered in any court having jurisdiction thereof. The parties shall split the arbitration and/or mediator costs. An award rendered by the arbitrator(s) may be entered and confirmed by the courts of the State of New York, County of Kings, or the United States District Court for the Eastern District of New York. The parties agree that any post-arbitration action seeking to enforce an arbitration award or action seeking equitable or injunctive relief shall be brought exclusively in the courts of the State of New York, County of Kings, or the United States District Court for the Eastern District of New York.
You agree that, except as otherwise expressly provided in the Agreement, there shall be no third-party beneficiaries to the Agreement.
Except as otherwise provided in the Agreement, no assignment of the Agreement by Stash Wealth™ shall be effective without your prior written consent.
If any provision of the Agreement is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of the Agreement, which shall remain in full force and effect. No waiver of any term of the Agreement shall be deemed a further or continuing waiver of such term or any other term. In addition, Stash Wealth’s failure to enforce any term of the Agreement shall not be deemed as a waiver of such term or otherwise affect Stash Wealth’s ability to enforce such term at any point in the future.
The section headings contained in this Terms of Service are for reference purposes only and shall not in any way affect the meaning or interpretation of this Terms of Service.
Please contact us with any questions regarding this agreement. Stash Wealth is a trademark of Stash Wealth, LLC.
Stash Wealth reserves all rights not expressly granted in the Agreement.
I HAVE READ THIS AGREEMENT AND AGREE TO ALL OF THE PROVISIONS CONTAINED ABOVE.