The Only 3 Times to Transfer a Credit Card Balance

Carrying around a $10,000 credit card balance totally sucks. What’s worse: Making hefty monthly payments only to realize your interest rate is so high you’re not even making a friggin’ dent. Usually, this is the time a too-good-to-be true balance transfer offer appears in the mail. But should you take the bait? We asked the experts at financial planning firm Stash Wealth. Here, the three times when you’re good to go.

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