More Smart Money Advice

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How Many Credit Cards Should You Have?

If you already have a few credit cards and are interested in opening another, you may wonder if there’s an ideal number of cards to have.   While there’s no one-size-fits-all answer, Experian found that the average American has four. When managed properly, having multiple cards can allow savvy cardholders to maximize rewards and other benefits, such…

What Is The Gift Tax? How To Know Whether You Owe

When tax time rolls around, you may end up doing a little extra paperwork if you’ve really made like Saint Nick this year and given out a lot of high-ticket gifts. If you give more than $15,000 in cash or assets in a year to any one person, you need to file a gift tax return. But…

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