On September 7th 2017, Equifax announced that it was hacked back in July of this year. As a result, the personal data of 143 million Americans was compromised. Sadly, this going to happen more and more in today’s digital world.
The unfortunate truth is to assume you were affected but if you’d like to check for sure, you can do so here
What To Do…
Some of you may be thinking of freezing your credit which is an option. That said, there will likely be a cost involved. A free tool which you might want to consider is CreditWise (Learn More). It’s offered through CapitalOne Bank but you don’t need to be a CapitalOne customer to use it.
It has many features including an alert system so that if there is any activity, like someone opening an account in your name, you will be notified immediately. The other company to use is LifeLock but there will be a cost involved there, too. Equifax is also planning to offer complimentary credit monitoring and identity theft protection from a 3rd party provider for all affected people, but opting in may affect your rights. To keep on top of the most up to date information, it’s best to check in with Equifax’s site directly.
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