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Our financial tips, advice, and commentary from all over the web in one convenient spot!

5 Things To Do Once Your Balance Transfer Is Complete

After you complete a balance transfer, it’s essential to follow some guidelines so you can ensure you pay off debt within the introductory 0% APR period. Transferring a balance is only the first step toward becoming debt-free. You’ll need to make consistent, sizeable payments and avoid overspending to rid yourself of debt once and for all.…

8 Credit Card Perks You Might Not Know About

Credit cards are a great way to earn rewards and finance new purchases, but you could be overlooking some money-saving perks that offer added value to cardholders. Card issuers often market credit cards with generous welcome bonuses or long special financing periods, but bury the details of lesser-known perks, such as cell phone protection and exclusive shopping discounts.  …

Spending Tips For Millennials Can Help Anyone Who Would Like To Survive The Holidays Without Debt

The pressure is real, and it’s here.   November is the peak month for holiday spending pressure, according to Bankrate.   It’s not just gifts to friends and family. Participants in a survey from the personal finance website said they felt pressure to overspend on travel, hosting holiday parties and donating to charity. Bankrate surveyed 2,628 adults…

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